Asset Allocation Planning
Asset allocation is the process of selecting a mix of asset classes that closely matches an investor’s financial profile in terms of their investment preferences and tolerance for risk.
Strategies to Simplify Your Life
Helping You Retire Comfortably
Creating Your Financial Freedom
Unique Abilities
Our public relations policy is based on attraction rather than promotion. New clients often come by referral with values that resonate with our client community.
A. Risk Mitigation is a primary objective for many clients and we deploy several strategies:
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Developing a Personal Investment Plan, aligning our client’s portfolio with their tolerance for risk;
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Compartmentalizing funds to match risk level to when funds in that stage are needed;
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Offering low cost guarantees when a client’s comfort level desires;
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Ranking which types of risk a client finds most concerning and fine-tuning their Investment Plan accordingly;
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Alleviating the opportunity cost of sitting in cash or money market waiting for the “right time” to enter or exit the market.
B. Transparency of Fees and annual disclosure of investment expenses and charges.
C. Service by a dedicated, experienced team of professionals.
Products & Services
Business Succession Planning
The death of a partner or major stockholder in a business can have devastating effects on both the business and the deceased partner’s surviving family.
Insurance Planning
Insurance is essential to any comprehensive financial security plan. If tragic events like death, disability or critical illness strike, insurance can protect you and your family from undue hardship.
Our Team
ChFC, IAR
Retirement Plan Advisor
When Rita Wilczek opened her business in 1988, she wanted to exceed expectations. She wished to be free to examine her clients' needs then present a menu of strategic options in the retirement plan arena.
Investment Adviser
Nils is a native Minnesotan from Crystal, Minnesota and has a bachelor's degree in Business Economics from University of Wisconsin - Eau Claire. He has been a part of Rita Wilczek, Inc. since 2009 and worked as an Intern for RWI prior to 2009.
Director of Client Services
Cassie is originally from La Crosse, Wisconsin, and has lived in Minnesota since 2007. She has been with Rita Wilczek, Inc. since 2012, but has worked in the financial services industry since 2010.
Advisor Assistant
Kelsie is a native of Golden Valley and received her Bachelor of Business Administration majoring in Finance and Mathematics at UW-Eau Claire. She has worked with Rita Wilczek, Inc. since September 2018 and would like to become an advisor one day.
Interested in learning more? We'd love to meet you today!
FAQs
Will I be able to access all my information?
Absolutely. For clients who wish to view their accounts, contact us to set up a portal. In the client portal, you can view reports such as your account values.
How frequently will you communicate with us?
We focus on delivering proactive and transparent communication to you weekly. We also send out annual or more frequent portfolio reports via Morningstar and market outlooks. You can also subscribe to other specific topics to stay up to date!
What licenses, certifications and/or credentials do you have?
Great question! Each of our team members has their series 7 securities license, life, and health licenses. Rita is an Investment Advisory Representative (IAR) and licensed in a number of states and she is also a Chartered Life Underwriter (CLU) and a Chartered Financial Consultant (ChFC).