Our Process

For a select group of clients who choose to retain our services we provide three meetings per year with the primary focus to measure progress toward their goals and objectives.

Each meeting includes a secondary focus:

  • Legacy Flow: audit documents to make sure your wishes are carried out;
  • Comprehensive Safety Review: to raise your awareness of risks to which you are exposed and actions you could take to mitigate those risks;
  • Tax Assessment: to review your prior tax return and project for the current year what actions you could take by year end. For example, harvest gains or reallocate to align with your risk profile or cash needs.

When needed, we coordinate with your CPA, Attorney, Insurance and Benefits Advisors.

For all clients who have assets invested with us via Harbour Investments, Inc. or retirement plan assets we monitor, we regularly assess for risk, performance, suitability, fees and other relevant qualities, etc. Additionally we monitor RMD (Required Minimum Distribution) compliance and liquidity needed for distributions requested.

We offer reviews in person, by web or phone.

We also offer Second Opinion Service for those who may want an assessment of their existing portfolio or plans for an hourly rate or project rate.

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